As you approach retirement, you may have many questions. Have I saved enough? When can I retire? What will my income be during retirement, and how will I replace my salary? When should I claim Social Security? How can I manage and reduce my taxes in retirement?
Retirement planning involves much more than simply inputting data into software to generate projections. It is a highly personalized process that requires understanding your current situation, identifying the most appropriate steps for you, and ensuring you feel genuinely confident about your plan.
We have helped many clients successfully retire and stay retired.
* Please note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement and the specific requests and needs of the client. Octo Capital, LLC does not serve as an attorney or accountant and does not prepare legal documents or tax returns. Tax and estate planning is not intended to provide specific tax or legal advice; it involves giving general information on settled tax and estate laws and how they can apply to you and projecting the impact of potential tax and estate planning strategies. To comply with IRS Regulations, we inform you that any discussion or advice regarding tax issues is not intended or written to be used and cannot be used to avoid taxpayer penalties. You are encouraged to consult your tax or legal professional for guidance on your individual situation before implementing any tax or estate planning strategies discussed.
** Investment strategy grounded in Nobel Prize-winning academic research: This includes William Sharpe, Harry Markowitz, and Merton Miller, who shared the Nobel Prize in Economics in 1990 for their foundational work on asset allocation, performance measurement, and the importance of market returns. It also includes research from Eugene Fama, who won the prize in 2013 for his work on market efficiency.
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31600 Telegraph Road, Suite 200, Bingham Farms, MI 48025
Phone: 248-731-7729