Financial Advisory optimized for Stellantis retirees

With years of experience helping Stellantis employees and retirees, we have developed a deep understanding of Stellantis retirement plans and benefits, including:

Salaried Employee Savings Plan (SESP)

We understand how your SESP works, including the corporate match structure and how to maximize it, investment options, how to incorporate it into your broader portfolio and financial projections, and what you should do with it when you leave Stellantis.

UAW 401(k) and Defined Benefit Plan

Healthcare Options

We know your benefit options, including a Healthcare Retirement Account (HRA), Retirement Healthcare Account (RHCA), Via Benefits Exchange, HRA and OTC Stipends, and UAW Retiree Medical Benefits Trust. We can help you plan your coverage before and after you are eligible for Medicare.

Stellantis Buyouts and Retirement Windows

We can model your retirement buyout and targeted Incentive Program for Retirement (IPR) in your financial plan to evaluate your options.

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Differentiators available to all Stellantis retirees

Octo Capital - objective fiduciary financial advice

Concierge-level Service - Serving an intentionally small, select group of clients - maintaining a high service standard - allows us to allocate more time to our clients' matters and promptly respond to all inquiries.

Personal financial plan - provides a framework for quantifying financial decisions and answering important questions you may have, and is designed to anticipate the many issues you may face, such as outliving your money, preparing for retirement, improving tax efficiency, and more.

Investment philosophy - Octo Capital's low-cost, tax-smart, diversified investment philosophy tends to resonate with data-driven professionals looking for an evidence-based approach.

Tax planning - We review your tax returns on an ongoing basis, looking to optimize and coordinate tax-sensitive items - portfolio withdrawals, impact on Medicare premiums, tax bracket management, capital gains, Roth conversions, Charitable giving, estimated taxes - and the potential to reduce your tax liability now and in the future.

Fee schedule - cost-effective for larger portfolios. We offer simple, transparent flat-fee advisory services based on the complexity of your financial situation and the services we provide, rather than your assets. Our flat retainer fees range from $4,000 to $12,000 per year per client relationship.

Review meetings and check-ins as needed - We do not restrict client interactions and are always available to clients by phone, email, web conference, or in-person meeting.

Learn More

Please feel free to schedule an introductory consultation to discuss how we might work together.

Schedule an introductory consultation